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Three Places to Hide Your Spare Keys

Improvements in technology haven’t really solved the old, eternal dilemma: where to put the spare key. Hiding it is imperative, but keeping it accessible, and in a memorable spot, is difficult. We recommend 3 easy, accessible places to hide your key in plain sight. Car floor mat As long as you don’t lose your car […]

Apartment Living with Energetic Cats

Cats have taken over in some apartment communities. This is no accident. As independent, and somewhat aloof creatures, cats basically take care of themselves, given enough food and water. People who like to travel find this autonomy of cats convenient. Left alone too much, however, cats tend to become rambunctious. Many have found even cats […]

Decorating Tips for Furnishing Small Apartments

Just because your home is pint-sized doesn’t mean you have to live with pint-sized home decor. Try these apartment decorating ideas on for size, and you’ll find your small apartment has never looked bigger. Click Here To Learn More …read more The post Decorating Tips for Furnishing Small Apartments appeared first on Apartments In Indianapolis.

10 Tips for Apartment Decorating

Bright colors and graphic patterns are hallmarks of Washington, D.C., interior designer Sally Steponkus, whose bold-yet-classic look is well within your reach. ​ Click Here To Learn More …read more The post 10 Tips for Apartment Decorating appeared first on Apartments In Indianapolis.

Make the Most with a Sloped Ceiling Bedroom

Sloped ceilings–like the kind you find in attic spaces–have a ton of character and make cozy rooms like bedrooms and family rooms feel a whole lot more intimate. So why do we not love them?Well, here are some designs that make sloped ceilings seem …read more The post Make the Most with a Sloped Ceiling […]

Tips for Storing Books

Tips for Storing Books

If this is your first time storing books, you might think the process will be as easy as storing anything else: pack them up in boxes and throw them on a shelf. But that’s not exactly the case here. Books are delicate, sensitive to changes in their environments. Store your books with the confidence that they won’t diminish in value.

Preparation

Clean. You might not think dust is a big problem, but it can cause covers to fade, lose texture, and damage their surfaces after books set for too long. Inspect all your books for dust and dirt.

After you clean, you may want to wrap any books with dust jackets in Mylar book covers. This thin, plastic material is actually sturdy enough to prevent most damages to book covers. Plus, in the future, if you spill something in the vicinity of your book, it won’t necessarily ruin its cover.

Storage

The first thing you’ll want to consider is the kind of storage unit you want your books in. Climate-controlled storage is best, since you will be able to not only monitor the temperature of the unit but also the humidity levels. Aside from that, you probably shouldn’t store books in a unit without, at least, temperature-control, which makes the unit immune to major temperature changes (these units typically guarantee a range of temperatures for your storage: a range in Fahrenheit from about 50 degrees to 90 degrees).

Next, boxes, bags, or totes? If you use boxes, don’t use secondhand boxes, especially if they contained items that typically emit an odor (food, leather, etc.). These odors will settle in books after a period of exposure.

Don’t store in plastic bags. Not only can these produce gases after some time (which will settle in your books), but they also can trap humidity and water, forming a layer of condensation around your books. Bags can basically create the same environment as a humid basement.

Totes are usually okay for a few reasons. If the outside of the tote gets wet, the moisture won’t sink through the tote to the books (like it would a box). Secondly, there is usually extra space in the tote, which would allow for some air circulation for your books. And, thirdly, you won’t have to worry about the acid that some boxes contain yellowing the pages of your books.

Whatever you choose to do, now you have the information to store your books like a pro. Happy packing!

Mottos of the Organized

Mottos of the Organized

Don’t let your stuff own you

It’s easier said than done. Some people collect so much stuff throughout their lives, they have no idea what to do with it. So they keep it. Then have to pay for space to store it. And the problem just perpetuates itself. When you make financial decisions about where to live, because you have a bunch of stuff that you don’t use but need to bring with you, then your stuff owns you. Don’t let that happen.

When it’s not fun, you’re done

Two questions to ask yourself about the things you own: Are you using it and is it fun? If the objects sitting around your home are never used, why do you keep them? Consider this: clutter in your home contributes to, or may reflect, mental clutter. It may both cause and reflect anxiety. Clear up the things you don’t use, the things that no longer contribute to your life, and notice how it affects your day-to-day mentality.

Free space is worth more than occupied space

When all kinds of objects just occupy space and have no other use, you basically pay for the objects to sit there. It’s like renting out space. And every time you want something new, you’ll have to find a new place for it. This is the cycle that owning too many things all too often becomes.

To get out of this rut, consider the value of free space. Free space is possibility. You can do anything with it.

The past should remain in the past

If you want a change in your lifestyle, consider the objects you surround yourself with. Are they just things of the past, no longer contributing anything to your lifestyle or the lifestyle you want? Are they things that remind you of what you were but don’t want to be? Let everything that holds you back stay in the past. Try surrounding yourself with things that inspire you, things that hold you to a certain level of living.

Getting organized can be very difficult. Disorganization is a habit, and breaking habits is difficult. Remembering these mottos will make it easier to break the chains of habit.

Top 10 Tricks for Better Apartment Living

Apartment hunting can be stressful, and living in an apartment isn’t always a picnic either. From noisy neighbors to horrible landlords and tight spaces, things can get dicey. But with the right tricks up your sleeve, living in an apartment can be awesome. Here …read more The post Top 10 Tricks for Better Apartment Living […]

Why Renting is the Better Choice for Millennials

Why Renting is the Better Choice for Millennials

You’ve probably heard: student debt is over $1.3 trillion. And, according to a report by CNBC, it’s “growing faster than the average salaries for recent graduates.”

For a borrower aged 20-30, the average monthly student loan payment is $351. That’s quite a bit, especially when the median income for millennials remains relatively low. As reported by BusinessInsider.com, “In 2013, the median annual earnings for millennial women working full-time, year-round were $30,000,” states the report, “compared with $35,000 for their male counterparts.” A $351 payment can seem steep, since it accounts for about 12% of income for males and 14% of income for women.

Coupled with other expenses, from car loans to credit card debt, from housing costs to food, student loans are a heavy burden for many millennials trying to scrape by.

So, if you’re a millennial with a lot of debt, listen up. The following are things to consider before you buy a house. Like many others, you might find renting the better path.

Stability

Houses are sought for their stability. Even as markets change, a locked-in mortgage rate won’t. But the stability of a mortgage requires stability in life. Before you house-hunt, begin at step one. Think seriously about how stable your job is, your relationships, and career path. Are you expecting a promotion, or a change of scenery? Do you see yourself in the same job or relationship in five years? If not, a house probably isn’t your best bet.

Especially if you don’t plan to stay in a house long term, you should consider the payoff of picking up and relocating that an apartment provides. The assumption of many homeowners is they’ll be able to sell whenever they want. That, tops, it’ll take maybe a few months to close a deal. But as many learned during the housing crisis of ’08, when interest rates skyrocket, the equity of your house diminishes. The stability of a mortgage is a double-edged sword. There’s nothing to protect your home from future devaluation by the market. This isn’t a decision you should rush into.

Cost

Unexpected losses aren’t just restricted to market change. Other costs to home owning can also set you back significantly. The best thing to do is create a hypothetical budget. As HousingWire.com suggests, “Aim to keep total rent or mortgage payments plus utilities to less than 25% to 30% of your gross monthly income.”

To place the costs of owning in further perspective, imagine that, after you budget, you have $500 every pay period left over. One day you notice your refrigerator isn’t working. You have to buy a new one. You get the new refrigerator and it turns out that the issue is with the electrical wiring going to the refrigerator. You have to pay an electrician to come out, and it turns out your entire kitchen was poorly wired and needs updated. If you don’t have deep savings or a friend who happens to be an electrician, your bills can become, very quickly, too large for a budget with little room for error.

Conclusion

When it comes to renting, however, apartment complexes take care of all major maintenance issues, and many minor issues as well. And, though rent prices might be higher than mortgage prices in some areas, apartment complexes provide amenities that you’d usually have to pay for if you own a house: pools, weight rooms, clubhouses, etc.

If you’ve acquired large amounts of student or credit card debt, it might be a wiser choice to rent an apartment for a few years while you climb out of debt, and stash away some money in savings in the meantime. That way, if you get a house, you’ll be ready for unexpected issues and they won’t break your budget.

The post Why Renting is the Better Choice for Millennials appeared first on Apartments For Us.

How to Break Old Habits and Adopt a Healthy Lifestyle

How to Break Old Habits and Adopt a Healthy Lifestyle

Now the holidays are over, and the New Year’s resolutions are kicking in, it’s time to think about sustainability. Whether you are resolved to eat healthier this year, exercise, or even learn a new instrument, you’ll have to think long and hard about how you’ll accomplish your by-the-end-of-the-year goals. The good thing is you’re not alone. Gaining traction on your New Year’s resolution is a matter of forming a new habit. So it’s important to understand how habits work.

Habits are like Cycles

In an interview with NPR, Charles Duhigg discusses his book The Power of Habit: Why We Do What We Do In Life And Business. Everything we’ve made into a routine, from exercising to cooking, from brushing teeth to cleaning laundry, begins with the same “psychological pattern.” This is called a “habit loop.” It’s really simple, actually: every habit begins with a cue, proceeds by routine, and ends with a reward. That’s it!

Let’s look a little closer. A habit begins with “a cue, or trigger, that tells your brain to go into automatic mode and let a behavior unfold.” Then the routine occurs, which is the behavior itself, or the habit. Lastly, the reward is “something that your brain likes that helps it remember the ‘habit loop’ in the future.”

The interesting thing is habits are formed in the part of the brain that has a major influence on “emotions, memories and pattern recognition.” It’s called the basal ganglia. Why is this interesting? Because it’s a separate from the region of the brain responsible for decision making – the prefrontal cortex. And, as a result, when automation kicks in, when habit loops initiate, the prefrontal cortex goes into hibernation.

This is readily available knowledge, at least by quick reference to experience. Think about how difficult the very basics of reading and math once were. We learned by rote memory, by memorizing the alphabet and times tables, and this period of learning required intense concentration. But after a while these things became second nature. It’s because, like any other habit, our focus, determination, and persistence eventually formed habit loops.

Lessons from in the Loop

Because all habits begin with a cue and end with a reward, it’s important, especially if you have big plans for your health this year – to exercise three or four times a week, to cut out sugar from your diet, etc. – to figure out some sort of consistent pattern to follow when you eat, go to the gym, or whatever you may do.

Maybe before a trip to the gym you listen to music you really like as you prepare, and afterwards you treat yourself to some yogurt. When some people crave a sweet snack, they cut up some apples and eat those as substitutes instead.

With new habits, especially healthy habits, old habits are broken. And this means the power of the reward system established by the old habit loop becomes more and more powerless. As you exercise more, your desire to lay around all day will weaken. And as you stay away from sugar, your cravings will diminish.

For more information on habits and the science behind them, you might also be interested in Scientific American’s podcast episode where Dr. Art Markman discusses things like “How to know you have a habit,” “How to work in league with your psychology to from new habits,” and “How we are more likely to succeed when we view failure as part of the process.”

Conclusion

But, most importantly, remember that habits are like cycles: as you reinforce them, they eventually become as automatic and predictable as the sunrise in the morning. Don’t be discouraged by failure. Every mistake is an opportunity to learn, an opportunity to change, and an opportunity to become better at what you are trying to do.

The post How to Break Old Habits and Adopt a Healthy Lifestyle appeared first on Apartments For Us.